Rees Funeral Homes · Account #9731
Built by John Ashworth · Global Atlantic Encore Advance 30 · Adjust inputs to model your growth trajectory
Program inputs
Today: 19 multi / 38 single (57 contracts)
Program momentum — shortfall account actuals
November 2025 through April 2026 · cumulative balance
Cumulative funeral home controlled cash — projection
All three FH-controlled accounts stacked · compounding at 0.40% annually
Commission flow — year 1 monthly and annual breakdown
| Allocation | Split | Monthly | Annual |
|---|---|---|---|
| Gross commission from carrier — blended rate × monthly premium | — | — | — |
| Marketing account (tax deferred) FH controlled | 22.5% | — | — |
| Shortfall account (tax deferred) FH controlled | 22.5% | — | — |
| FPC override — Golden Considerations FH controlled | 5.0% | — | — |
| Agent — Michelle Gonzalez | 50.0% | — | — |
| FH controlled subtotal | 50.0% | — | — |
| Total gross commission | 100% | — | — |
All figures are projections for illustrative purposes only. Commission rates sourced from Global Atlantic Encore Advance 30 schedule dated 6/1/21.
Production mix based on 57 actual contracts written 1/1/2026–5/12/2026. Actual results will vary based on production activity, policy mix,
insured age distribution, and carrier schedules.
John Ashworth · 608-338-5052 · [email protected] · Manager of Record, Rees Funeral Homes Acct #9731
Created by John Ashworth | 608-338-5052 | [email protected]
Volume & contracts
Commission & expenses
High commission track — detail
Track comparison — net position
High commission track: gross commissions fund all expenses (agent, marketing, shortfall). Net retained cash and shortfall account both compound at the hi comm cash growth rate.
Low commission track: same expense structure at the lower commission rate. Shortfall account grows at 3% carrier rate.
Trust track: full preneed premium enters trust and compounds at the trust growth rate. No commissions are generated — agent comp and marketing are paid entirely out of pocket. Trust net position = trust excess earnings minus cumulative out-of-pocket expenses.
All figures are projections for illustrative purposes only.